Home Equity Line of Credit
The HELOC dataset from FICO.
Each entry in the dataset is a line of credit, typically offered by a bank as a percentage of home equity (the difference between the current market value of a home and its purchase price).
The customers in this dataset have requested a credit line in the range of $5,000 - $150,000.
The fundamental task is to use the information about the applicant in their credit report to predict whether they will repay their HELOC account within 2 years.
| Configuration | Task | Description |
|---|---|---|
| risk | Binary classification | Will the customer default? |
Variants: HELOC
This dataset is used in 1 benchmark:
| Task | Model | Paper | Date |
|---|---|---|---|
| Tabular Data Generation | Binary Diffusion | Tabular Data Generation using Binary … | 2024-09-20 |
| Tabular Data Generation | Distill-GReaT | Language Models are Realistic Tabular … | 2022-10-12 |
| Tabular Data Generation | GReaT | Language Models are Realistic Tabular … | 2022-10-12 |
| Tabular Data Generation | TVAE | Modeling Tabular data using Conditional … | 2019-07-01 |
| Tabular Data Generation | CTGAN | Modeling Tabular data using Conditional … | 2019-07-01 |
| Tabular Data Generation | CopulaGAN | Modeling Tabular data using Conditional … | 2019-07-01 |
Recent papers with results on this dataset: